Rent Payment Credit Score Changes Arrive in 2027: What First-Time Buyers Need to Know

A money tips story from the U.S., reported by Money Under 30.

Money Tips · the U.S. · October 13, 2026

From Money Under 30

You’ve paid rent on time for years, but it’s never shown up on your credit report. A new rent-payment credit score model changes that starting January 1, 2027. FHA-approved lenders can then use it to evaluate your mortgage application. Fannie Mae and Freddie Mac already accept it.

Reported by Money Under 30, October 13, 2026. Read the full story at Money Under 30 →

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